MultiCare uses CarePayment for long-term payment plans of 12 months or more at 0% APR, with no application or credit impact. Plans under 12 months are handled by MultiCare directly through MyChart or its billing office.
- CarePayment handles plans of 12 months or more
- Shorter plans stay with MultiCare via MyChart
- No application and no credit impact
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Program details
| Detail | MultiCare program |
|---|---|
| APR | 0%, not introductory |
| Short-term plans (<12 months) | MultiCare, via MyChart or 800-919-1936 |
| Long-term plans (12+ months) | CarePayment, 866-625-8532 |
| Add charges | If the account is in good standing |
| Not available for | Capital Medical Center hospital services before Dec 5, 2021; Capital Physician Clinics before Feb 28, 2022 |
Source: MultiCare.
How to enroll
- Pick a plan lengthUnder 12 months stays with MultiCare; 12+ months goes to CarePayment.
- Contact the right teamMultiCare billing for short plans; CarePayment for long plans.
- Open the Welcome KitRead your CarePayment Agreement and first statement.
- ActivateMake your first payment.
Who to call
- CarePayment: 866-625-8532
- MultiCare billing: 800-919-1936 or 833-723-2491 (Mon–Fri, 7:30 a.m.–5 p.m.)
- MultiCare Patient Financial Navigator: 833-936-0515
How CarePayment works everywhere
Wherever it's offered, CarePayment is a 0.00% APR open-end line of credit issued by Republic Bank & Trust Company. There is no application, no credit score impact and no delinquency reporting. If payments stop, the account closes and the balance goes back to the provider. Read how CarePayment works for the full picture.
Frequently asked questions
Does CarePayment at MultiCare affect my credit?
No. CarePayment requires no application and has no impact on your credit score.
Does MultiCare use CarePayment for short payment plans?
No. Plans under 12 months are handled by MultiCare; CarePayment is used for plans of 12 months or more.